Daily Archives: March 27, 2017

Today’s Holiday:Nyepi

Today’s Holiday:

The people of Bali in Indonesia celebrate the Vernal Equinox and the New Year by driving the devils out of the villages and then observing a day of stillness, known as Nyepi or Njepi. It is believed that when spring arrives and the rainy season ends, the Lord of Hell, Yama, sweeps the devils out of Hades. The devils then fall on Bali, making it necessary to purify the entire island. The following day, Nyepi, marks the start of the New Year and the arrival of spring. It is observed with the suspension of all activity: no cooking or fires, no sexual intercourse, and no work of any kind are permitted. More…: https://play.google.com/store/apps/details?id=com.tfd.mobile.TfdSearch

Today’s Birthday:Freddie Bartholomew (1924)

Today’s Birthday:
Freddie Bartholomew (1924)

Abandoned by his parents as a baby and raised by a British aunt whose last name he took, Bartholomew was a successful child actor in Hollywood during the 1930s. He appeared in such films as Little Lord Fauntleroy, Captains Courageous, and David Copperfield, which propelled him to fame at the age of 10. After he became successful, his biological parents launched a protracted and expensive court battle to regain custody of the child star that lasted for how long? More…: https://play.google.com/store/apps/details?id=com.tfd.mobile.TfdSearch

This Day in History:The Palm Sunday Tornado Outbreak (1920)

This Day in History:
The Palm Sunday Tornado Outbreak (1920)

In 1920, meteorologists did not have modern forecasting equipment, and there was no storm warning system in place in the US. Thus, when an outbreak of storms began near dawn on March 28, 1920, few were prepared for the devastation that followed. Some 400 people were killed and more than 1,200 injured that day by at least 38 recorded tornadoes in the deep South and the Midwest. Why is it likely that both the total number of tornadoes as well as the actual death toll were underreported? More…: https://play.google.com/store/apps/details?id=com.tfd.mobile.TfdSearch

Quote of the Day:George Eliot

Quote of the Day:
George Eliot

I desire no future that will break the ties of the past. More…: https://play.google.com/store/apps/details?id=com.tfd.mobile.TfdSearch

Article of the Day:True Dories

Article of the Day:
True Dories

Named after Zeus, the supreme god of Greek mythology, Zeidae are a family of large, showy fish found in the Atlantic, Indian, and Pacific oceans. Members of the Zeidae family have fairly discoid, laterally-compressed bodies with massive jaws, large eyes, and a conspicuous, crest-shaped dorsal fin containing up to 10 spines. Typically found close to the sea bottom, these edible fish are primarily caught via deep-sea trawling. How do they reproduce? More…: https://play.google.com/store/apps/details?id=com.tfd.mobile.TfdSearch

Idiom of the Day:not have all day

Idiom of the Day:
not have all day

To be in a rush; to not have much or any time to spare. Usually used in the present tense. Watch the video…: https://play.google.com/store/apps/details?id=com.tfd.mobile.TfdSearch

Word of the Day:arbor

Word of the Day:

Definition: (noun) A shady resting place in a garden or park, often made of rustic work or latticework on which plants, such as climbing shrubs or vines, are grown.
Synonyms: bower, pergola
Usage: I never saw such a garden—large and shady, full of box-bordered paths, and lined with long grape-covered arbors with seats under them.: https://play.google.com/store/apps/details?id=com.tfd.mobile.TfdSearch

My pot with flowers today 

My pot with flowers today

The question is…

The question is. . .

Ellie, a print

Ellie, a print

My Chakra today 

My Chakra today

My birds on the wire 

My birds on the wire

  My Duck today 

My Duck today

Watch “How to Do a Cat Cow Pose for Energy | Yoga” on YouTube

How to Do a Cat Cow Pose for Energy | Yoga
Published on Mar 27, 2017: How to Do a Cat Cow Pose for Energy | Yoga Published on March 26, Nutella Bread 

Recipe:https://www.youtube.com/watch?v=8eHPk… Watch more How to Do Yoga videos:http://www.howcast.com/videos/501332-… So we’re going to come into Cat and Cow pose. Beautiful to do in the beginning of your practice because it opens up the spine, it starts to move like fluidity through the spine, join the breath and the body together nicely. So it’s a nice one one to do right in the beginning. To start you’re going to come on to all fours. Make sure that the shoulder is over the wrist. So a lot of us get in here, pitch it forward or more commonly pitch it behind. So just make sure the shoulders are over your wrist and that your knees are right underneath your hips. And we’ll first just talk about the whole anatomy of the pose and then we’ll talk about different ways that you can use your feet to aid in this process. So first things first is Cow. And you have to think of it like an Indian cow. Like it needed to eat a meal. So it looks like this. The belly falls down, the shoulders roll back and the gaze comes up towards the sky. That’s on the in breath. As you exhale you’re going to reverse that. So you’re going to carve the belly in, puff the rib cage up and look in at your navel. Inhale, and exhale. So you can start to add the toes. Curl the toes, even press back into the toes, gaze up and then the release the toes, press the tops of the feet down and look in at your navel. If you want to intensify this, make this more of a core, a core awakening posture, just tuck your toes under and hover your knees two inches above the floor and work the pose this way. So it’s going to be smaller, it’s going to be more subtle, but you’ll have to engage a little bit in the core body to keep yourself here. So there’s some variations of Cat and Cow. Category Sports License Standard YouTube License

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Beautiful music:  Watch “Imogen Heap – Goodnight and Go” on YouTube

Beautiful music:  Watch “Frou Frou – Must Be Dreaming (Official Music Video)” on YouTube

Hear me out please!  Watch “Frou Frou – Hear Me Out Lyrics” on YouTube

Amazing composions in best interpretations: Watch “Frou Frou Breathe In Lyrics” on YouTube

Watch “Beautiful Beach Glows by Bioluminescent” on YouTube

Watch “Bioluminescent waves in San Diego, Red Tide Blue Waves” on YouTube

Watch “The Bioluminescence Phenomenon” on YouTube

Why Big Insurance Adores the American Health Care Act – BillMoyers.com




Why Big Insurance Adores the American Health Care Act

This plan gives health insurance companies a chance to profit even more than they did from the Affordable Care Act — and with fewer restrictions.

Why Big Insurance Adores the American […]

President Donald Trump speaks before a meeting with health insurance executives. Clockwise from bottom: Patrick Geraghty, CEO of Florida Blue; Vice President Mike Pence; Stephen Hemsley, CEO of UnitedHealth Group; David Cordani, CEO of Cigna; Scott P. Serota, president and CEO of Blue Cross Blue Shield Association; Andrew Bremberg, director of the Domestic Policy Council; Joseph R. Swedish, CEO of Anthem; Bernard Tyson, CEO of Kaiser Permanente; and Daniel J. Hilferty, president and CEO of Independence Blue Cross, Feb. 27, 2017 in Washington, DC. (Photo by Brendan Smialowski/AFP/Getty Images)

There’s been a lot of talk about just who was hurt and helped by Obamacare and who will profit or be imperiled by the next phase of health care legislation. Yet health insurance executives have been curiously silent about the House GOP plan to repeal and replace Obamacare. While the American Medical Association and the American Hospital Association, among many others, have come out against it, insurers have clearly made a strategic decision not to show their hand.

Their fingerprints are all over what the Republicans are calling the American Health Care Act.

But know this: They love it. Their fingerprints are all over what the Republicans are calling the American Health Care Act. Arguably the only thing they don’t like about House Speaker Paul Ryan’s Ayn Randish creation is the way the plan would slash funding for the Medicaid program. That’s not because insurance executives are more compassionate for the poor than they’ve been in the past; it’s because a growing percentage of their profits now comes from Medicaid. In fact, more than half of the big insurers’ revenues is now coming from the government, not the private sector. And they’re fine with that.

Make no mistake, health insurance lobbyists also helped shape the Affordable Care Act. Most notably, they were able to get a provision stripped from the bill that would have created a government-run insurance plan (the “public option”) to compete with private insurers. But they didn’t get everything they wanted.

It gets rid of those pesky new rules on consumer protection

Over insurers’ objections, the ACA was enacted with important consumer protections. Thanks to the ACA, insurers can no longer charge older people more than three times as much as younger people for the same policy, and they can’t allocate more than 20 percent of what we pay in premiums to profits and administrative activities like sales and marketing. It’s also now illegal for insurers to deny people coverage because of a pre-existing condition. And policies sold now must cover several “essential benefits,” a provision that outlawed junk insurance.

Now that the insurance executives have more friends in Washington than during the Obama years, they smell an opportunity to get rid of most of  those pesky new rules.

Now that the insurance executives have more friends in Washington than during the Obama years, they smell an opportunity to get rid of most of  those pesky new rules. Don’t think for a minute that the ACA’s regulations have been a big drag on profits. Even with those consumer protections, most insurance companies have reported record profits during the Obamacare years, and their investors are considerably richer.

The ACA was really the Health Insurance Profit Protection and Enhancement Act

I saw that coming. When I testified before a House committee during the health care reform debate in 2009, I warned that if Congress passed a reform law that did not create a public insurance plan, they might as well rename their bill the Health Insurance Profit Protection and Enhancement Act.

And boy, have those profits been protected and enhanced. Here’s just one example: The share price of the biggest health insurer, UnitedHealth Group, has increased more than 1,000 percent since the early days of the Obama administration.

Obama himself had said that a public option was needed “to keep health insurers honest.” He was right. Insurance company executives cannot be trusted to put the interests of their customers first. The evidence before Obamacare was abundant, especially in the individual market, where people who can’t get health insurance through an employer must go to buy coverage.

In another appearance before Congress, I told the Senate Commerce Committee that during the 20 years I worked for insurance companies, “I saw how they confuse their customers and dump the sick — all so they can satisfy their Wall Street investors.”

Not only were they able to dump the sick through a previously common practice of rescinding coverage when a policyholder was diagnosed with a disease like breast cancer, they did all they could through their extensive underwriting practices to avoid selling coverage in the first place to anyone who might need expensive care.

It was because insurers could declare a significant percentage of the population “uninsurable” and cancel policies when they thought they might have to pay for costly treatments that the individual market pre-Obamacare was quite profitable.

“Enhance shareholder value”

It is a myth that the big for-profit insurers like the ones I worked for have an interest in providing all of us with access to affordable care. That would conflict with their top priority, which, as I quickly learned in my corporate job, is to “enhance shareholder value.” That is why several of the big insurers started bailing from the Obamacare exchange markets last year after congressional Republicans eliminated the additional payments the ACA had set aside for insurers while the individual market was becoming more stable, predictable and fair. Never mind those same insurers were reaping big profits from the government’s Medicaid and Medicare programs, thanks in large part to the ACA’s expansion of Medicaid.

It is also a myth that the for-profits are even still in the insurance business in a significant way. Over the past several years, employers and the government have assumed the risk of insuring most of us. While you might see the name Cigna on your insurance card, if your coverage is through your job, chances are your employer is technically your insurer and Cigna just administers your benefits (for a hefty fee, of course). It’s not unusual for more than 80 percent of a big for-profit’s revenues to come from these “administrative services only” contracts with employers.

If you had a pre-existing condition pre-Obamacare, the insurance industry could declare you ‘uninsurable.’ They might as well have said, ‘You’re dead to me.’

These companies had relatively little interest in the individual market pre-Obamacare because they — not an employer or government — would have to assume the risk of paying medical expenses for individual market customers. To reduce the risk of having to pay medical claims, insurers went to great lengths to avoid selling coverage to people who might need it. In my home state of Tennessee, even the big nonprofit BlueCross BlueShield of Tennessee refused to sell policies to more than a third of applicants before the Obamacare rule prohibiting that practice went into effect. And once you were turned down by one insurer, the chances of getting coverage from another company were slim to none. If you had a pre-existing condition pre-Obamacare, the insurance industry could declare you “uninsurable.” They might as well have said, “You’re dead to me.”

Insurers also reduced their risk by charging older people five to 10 times as much as younger people for the same policy. Some states allowed them to charge even more. As a consequence, the “pool” of people in the individual market pre-Obamacare had more young people than today for one simple reason: people in their 40s, 50s and early 60s simply couldn’t afford the premiums.

Goodbye individual mandate, hello insurance gap

It is clear House Republicans delegated the drafting of big chunks of their American Health Care Act to insurance industry lobbyists. Yes, their bill gets rid of the much-vilified individual mandate (which insurers insisted be included in Obamacare), but it replaces it with something more profitable to insurers. Under the GOP plan, if there is a gap in your coverage of 63 days or longer, insurers can charge you 30 percent more when you reapply.  This is the GOP/insurance industry stick to discourage people from going without insurance. The problem is that many people will go 63 days or longer without coverage because of a job loss. When you’re unemployed, being able to pay health insurance premiums can quickly become a financial hardship, if not an impossibility. The tax credits the Republican bill would provide wouldn’t be enough to help a lot of people. It’s a devious way of eliminating undesirables from the risk pool over time.

And to put a bow around the whole package, the bill would repeal a provision of the ACA that limits to $500,000 the amount of executive pay insurance companies can deduct on their federal taxes.

The bill would also allow insurers to once again discriminate against older people by allowing them to charge five times more than younger people. And it would give them more “benefit design flexibility” — an industry euphemism for allowing insurers to once again sell policies with sky-high deductibles and skimpier benefits.

The bill would also allow insurers to spend a smaller percentage of our premium dollars on medical care, freeing up more for profits. And to put a bow around the whole package, the bill would repeal a provision of the ACA that limits to $500,000 the amount of executive pay insurance companies can deduct on their federal taxes.

Now you know why insurers haven’t joined doctors and hospitals and many others in condemning the American Health Care Act. Overall, it would be a big win for health insurance companies, the big for-profits in particular. And, of course, their top executives and shareholders.




Wendell Potter left his position as head of communications for one of the nation’s largest health insurers after a crisis of conscience. He is a New York Times best-selling author and a former Washington correspondent for Scripps-Howard Newspapers. His recent book, co-authored with Nick Penniman, is Nation On the Take: How Big Money Corrupts Our Democracy and What We Can Do About It. Potter is founder and president of Tarbell.org, a digital news organization focused on investigative and solutions journalism, launching in spring 2017. Follow him on Twitter: @WendellPotter.



7 High-Protein Breakfasts to Try This Week | Fitness for Men and Women


A truth coming from Nigel Farage!

Check out @FoxNews’s Tweet: https://twitter.com/FoxNews/status/844740679955873792?s=09

La primblare, pe Corzo, la Cetatea FĂGĂRAŞULUI 

La primblare, pe Corzo, la Cetatea FĂGĂRAŞULUI

Mont Saint-Michel

Mont Saint-Michel

copacii vechi au fost tăiați, a poetic thought by GeorgeB (the smudge and other poems page)

copacii vechi au fost tăiați, a poetic thought by GeorgeB (the smudge and other poems page)
Copacii vechi au fost tăiați…

Au mai rămas doar câțiva pe fiecare continent, să povesteasca despre

Daci și Romani,

Roland și Regele Arthur,

şi masa cavalerilor cea rotundă,

Ludovic Soare, şi

Black Eye…

Apoi au fost şi copacii “veșnici” din

Africa-boababii, şi copacii de cauciuc, şi copacii fe pâine…

Dar s-au dus toți sub fierăstrăul vremutilor

Și cu ei s-au uitat realitățile vremilor trecute, incrustate adând in cercurile concentrice ale copacilor

Au murit fără un geamăt, doar cu frica enormă de a nu mai fi!

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